# Theo · Memory Packs > Pre-built skill bundles tuned to a specific industry. Each pack ships persona + skill chain + knowledge templates + workflows + guardrails so an AI Worker is production-ready on day one. Source of truth: https://hitheo.ai/packs. Last updated: 2026-05-24. ## At a glance - 8 launch verticals: insurance, med-spa, B2B SaaS support, SaaS onboarding, legal intake, real-estate, healthcare front-desk, recruiting and staffing. - Each pack is a curated bundle: persona, prompt extensions, skill chain, default knowledge templates, workflow presets, guardrail policies, hooks. - Install in one click. Customizable. Versioned. Audit-grade. ## Verticals - /packs/insurance — quoting, eligibility, renewal triage, claims notes. - /packs/med-spa — bookings, treatment intake, aftercare follow-ups. - /packs/b2b-saas-support — ticket triage, status updates, escalation routing. - /packs/saas-onboarding — welcome, account setup, first-value milestones. - /packs/legal-intake — case intake, conflict checks, document requests. - /packs/real-estate — listing intake, buyer qualification, tour scheduling. - /packs/healthcare-front-desk — appointments, insurance verification, intake forms. - /packs/recruiting-staffing — candidate intake, screening, interview scheduling. ## How a pack is structured - Persona. A skill-grade prompt extension that defines the AI Worker's voice and limits. - Skills. Pack-specific skill manifests installed into the user's library and auto-bound to the relevant API keys. - Knowledge templates. Starter knowledge files the operator can replace with their own. Priority-weighted. - Workflows. Pre-wired Workflow steps: tool_call, condition, delay, notification, webhook. - Guardrails. Vertical-appropriate guardrail preset (e.g. healthcare front-desk ships with the Enterprise Default preset + PHI metadata stripping). - Hooks. Pre-wired hooks (e.g. project.created.suggestions, document.analyzed.followup). ## When NOT to use a pack Packs are opinionated. If the operator has a meaningfully different workflow than the pack default, fork the pack on the canvas, edit the prompts and workflows, and publish privately to the organization. Forking is a first-class action on the marketplace. ## Related machine-readable files - https://hitheo.ai/llms.txt — full index of every Theo machine-readable file. - https://hitheo.ai/llms-full.txt — long-form knowledge bundle (single fetch). - https://hitheo.ai/humans.txt — team and open-source credits. - https://hitheo.ai/lawyers.txt — trademark notice and legal contact. - https://hitheo.ai/.well-known/security.txt — security disclosure contact.